With more than 8 million Americans signing up for Obama Health Care on HealthCare.gov, a shocking number of approximately 700,000 individuals have dropped out.
Most of my friends and co-workers agreed that the Obama Care Plan was fair so they signed up and their premiums were actually low because of our low salary. They mentioned that they also got to keep their regular doctors or physicians and didn’t have to travel far for monthly visits. I thought the Obama plan was pretty fair myself so I decided to sign up. I do understand that it can be difficult at times to pay for high insurance plans so make sure you do your research to save money.
According to Administrator Marilyn Tavenner from Centers for Medicare and Medicaid Services, “700,000 didn’t make 1st month’s premium or didn’t continue to make payments.” (Radnofsky 2014) This is a shocking statistic to me and this could mean that individuals either could not afford their premiums because of their low income or just was unsatisfied with the services. I personally like my current health insurance plan so I don’t plan to drop out.
Individuals who tend to be poor and live below the poverty line such as Blacks and Hispanics don’t earn enough money to make coverage payments so they tend apply for Medicare and Medicaid. Veterans and elderly individuals have to rely on government assistance for health care as well because they spend most of their money on medicine and other health care services.
Since people want to protect their privacy online, users also worry about their personal information being shared. This is why the Government Accountability Office held a hearing this September about improving HealthCare.gov (Radnofsky 2014) Building and maintaining a secure website is very important. The last thing any of us want is someone stealing our identity and using it to destroy all the hard work we put in our career.
On the other hand, our health is very important and we all need high quality Medicare to maintain our healthy lifestyle. Diet and exercise is only the beginning and we must maintain our health by visiting our doctors on a regular basis and choose the right health care plan that is best for us to stay healthy. I always do my research in my local area first and ask around for lowest rates. When I compare them to my current Obama health care plan I find out that local rates are too expensive so I base my decision off that.
I don’t mind paying for good health care coverage but if a plan is fair and reasonable like the Obama plan I will sign up for it. I did some research and found out that nearly 700,000 Americans have already dropped out so that tells you something. These people either can’t afford the Obama Care premiums or they are just unsatisfied. I do know one thing, being uninsured is not a good idea because when you get injured or suddenly need medical assistance, you will not be able to afford it out of the pocket. It will cost your hundreds and thousands of dollars to pay for medical bills so that’s why health insurance does come in handy. Be smart and choose a plan that best fits you. God bless.
Senior Criminal Justice Major at Florida A&M University
Internet Marketer and Real Estate Investor
Source: Radnofsky, Louis “Obama Administration Says 7.3 million Who Picked Health Plans on Exchanges Have Paid Premiums”. Sept. 2014 www.online.wsj.com The Wall Street Journal